Insurance

We provide travel insurance designed specifically for school ski trips abroad, including winter sports cover.

In order to provide you with maximum peace of mind, we work as an appointed representative of Endsleigh Insurance Services Limited (Financial Conduct Authority registration number 304295) to provide you with travel insurance that covers your group’s participation on the slopes and your tour’s optional extras. The insurance policy matches the requirements set by most LEAs with our standard policy including the following cover:

Cancellation or curtailment - up to £3000

Emergency medical expenses - up to £5 million

Personal accident - up to £25,000

Missed departure - up to £1000 (in Europe £500)

Piste closure – up to £200

Personal baggage - up to £1,500 (under 18s £1,250)

Ski equipment – up to £400

Personal money - up to £500 (under 18s £250)

Personal liability - up to £2 million

Organiser’s liability - up to £5 million

Legal advice and expenses - up to £25,000.

It is crucial you read the insurance policy prior to completing your booking so you are fully aware of the levels of cover provided. This is also in special regard to any pre-existing medical conditions of anyone within your school ski group. We recommend you email details of insurance to all involved with the ski trip at the time of booking to ensure they (and if under 18, their parents or guardians) are aware of the full terms of cover.

Insurance will be included for your group automatically. A full copy of the insurance policy and statement of insurance document are on the below links. Please note that as soon as your full first deposits have been paid and received for every member of the group your policy will be live. If the cover does not meet your needs there is a ‘cooling off’ period of 14 days from the date of receipt for first deposits during which you may cancel the insurance in writing to HTS. Please refer to the policy and the statement of insurance for details regarding cancellation. The policy also contains a Complaints Procedure. 

European Health Insurance Card (EHIC)

We highly recommend all within your group obtain a European Health Insurance Card (EHIC) (formerly known as E111) prior to travelling on your HTS Total Ski trip to Austria. Many state hospitals and doctors in the European Economic Area (EEA) accept this should a member of your group seek medical assistance. The EHIC is not a replacement for travel insurance and may not cover the cost of all treatment or repatriation as per that received in the UK.

Alternative providers of student travel insurance

If you decide to make your own travel insurance arrangements, adequate and valid travel insurance must be secured prior to travelling with HTS Total Ski. It is a condition of completing your booking with HTS Total Ski that you agree to obtain adequate travel insurance (including winter sports cover) by the date of departure. It is crucial there are no exclusion clauses which limit cover for the winter sport activities that form the basis of your school ski trip to Austria.

Should you have any queries regarding travel insurance, please contact the HTS Total Ski team 01273 320 992.

Useful documents

HTS Total Ski Insurance Policy

HTS Total Ski Statement of Insurance

HTS Trip Organisers Letter

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